On the right track~

I just added up our bills from last Sept. 2009 and this Sept 2010. I was shocked at the numbers. In one year, Matt and I have eliminated over $400.00 in bills. We made a choice to get rid of the "luxuries" such as cable, Matt's motorcycle, ect. and we switched to the "Magic Jack" for our home phone ($20 A YEAR!) What a good feeling it is to know that the little sacrifices we are making is going to make a big difference in the long run. We are on track to pay off 2 credit cards before Christmas. I'll admit, none of this is easy. Everyday I think of things I want, but through all of this, I'm learning something very important...Patience.