Now is the time to prepare~

Today in church there was a conference talk handed out from Elder Henry B. Eyring from October 2005 titled: Spiritual Preparedness: Start Early and Be Steady. I needed this talk, we all need to read this talk.
He talks about being prepared for storms and not the hurricanes and tsunamis, but our own personal storms. This is a quote from his talk that I felt was very powerful and something we all need to be reminded of. He says, "What we will need in our day of testing is a spiritual preparation. It is to have developed faith in Jesus Christ so powerful that we can pass the test of life upon which everything for us in eternity depends...

We will need to have developed and nurtured faith in Jesus Christ long before Satan hits us, as he will, with doubts and appeals to our carnal desires and with lying voices saying that good is bad and that there is no sin. Those spiritual storms are already raging. We can expect that they will worsen until the Savior returns.

However much faith to obey God we now have, we will need to strengthen it continually and keep it refreshed constantly. We can do that by deciding now to be more quick to obey and more determined to endure. Learning to start early and to be steady are the keys to spiritual preparation. "

I love this talk. As Matt and I continue our journey for peace, I know that I have to be prepared for more disappointment and rejection. But I can also prepare myself for the blessings that are going to come from being true and enduring to the end. Everyday we have choices to make. As in President Eyring's talk, I will try harder to, "Start Early and Be Steady."

Throughout the past 2 years I have learned what it is I truly want in this life...I want to be in the present of my Savior once again and have Him say, "Well done." I hope I am living my life in such a way that that will be my eternal reward. Then I will have found peace.

What now?

I'm not going to lie...this employment/financial trial has been hard. Matt has applied for 58 jobs and has had 16 interviews total. All with the same outcome, "We've decided to go with someone else." Today we got that same news after 6 interviews with "Cintas". They told him that he was "over-qualified". They also told him that they were concerned that he wasn't committed to the job and he was more focused on his goals of becoming a Manager. Well, why did he go to school then? I think I'd want an employee that had goals and wanted to excel in their career.
I know someday Matt and I will look back at this trial and realize that it was all for our good. But you never realize that when you're in the midst of the trial.
I know we are on a journey for peace, I just didn't know it was going to have soooo many bumps and turns and up hills and down.

On the right track~

I just added up our bills from last Sept. 2009 and this Sept 2010. I was shocked at the numbers. In one year, Matt and I have eliminated over $400.00 in bills. We made a choice to get rid of the "luxuries" such as cable, Matt's motorcycle, ect. and we switched to the "Magic Jack" for our home phone ($20 A YEAR!) What a good feeling it is to know that the little sacrifices we are making is going to make a big difference in the long run. We are on track to pay off 2 credit cards before Christmas. I'll admit, none of this is easy. Everyday I think of things I want, but through all of this, I'm learning something very important...Patience.

Family Motto

We have a saying in our family that we like to repeat over and over to our kids: "You do good things, you get good things. You do bad things, you get bad things. " We have seen this motto come true more than once, more than twice. We believe this statement to be very true.
Last night Matt and I canceled our cruise. It was a very hard choice to make, but we new it would turn out to be a "good thing".
Today, Matt met a guy at the Salt Lake LDS networking class and wants to interview him tomorrow. (Matt hasn't had an interview for 2 1/2 weeks.)
Later tonight we received a big care package on our door step from some kind person(s) that knows of our situation and cares about our family. (Thank You)
I truly know with all my heart that Heavenly Father has a perfect plan for all of us. Sometimes he puts people in our lives to help that plan move forward. I am so grateful for this opportunity to witness selfless acts of love and kindness. Despite the hardships and heartaches of this trial, it is the PEOPLE in my life that make everyday, easier!

Facing Disappointment

I know we have all had to face disappointment in our lives. Matt and I had to make a very tough decision. For anyone that knows me, knows that I love to travel. I am always planning the next trip. We had booked a cruise with our friends the Merritt's before Matt became unemployed. We thought Matt would have a job for sure and with the cruise in Nov. we thought we had plenty of time. We were both looking forward to this trip...to finally go on a trip with our friends and to also have a little relief from the stresses of life. Well, as the days get closer, we had to make a choice: go on the cruise and feel guilty and have remorse when we got back from the cruise OR cancel and still get our money back and put it towards a credit card. Well, since we have made commitments to each other to work towards financial peace, we knew what we had to do. The hardest part was telling our friends. We knew they would be understanding.

I know that this is a big step in the right direction. I have been trying to teach my children about instant gratification. I realize that I need to teach them by example.

It feels good though to know we're doing the right thing for our present and our future.

Our Financial Journey for Peace

I entered a contest to win a Financial Makeover for 1 year. I was informed last Thursday that I was not selected as one of the finalists. I was very discouraged, because I knew this would be an answer to many many prayers. "Oh well" I thought to myself. "I can do this with the help of my husband. I can find Financial Peace without the help of professionals." And that is exactly what I'm going to do. I decided to still blog about our journey. So, feel free to join us along the road of ups and downs, successes and failures, good days and bad.

Day 1: Recognizing the Problem:

• No Employment!
  
• Debt to Income
• 4 Credit Cards
• Time Share
• Home Equity Line
• No emergency funds

Solution:

• Find Employment
• Make and use a Budget
• Sell Time Share!
• Get rid of 1 credit card at a time.
• Change bad habits
• Put money into savings every month
• Plan and prepare for Future.
• Help someone else in need
• Teach Children how to manage money.

I know this is a big list and may take years to check everything off. I am committing myself to work on this list everyday. My goal is to have financial peace, to teach my children to be wise with their own money and to save for a rainy day.